Determinantes de captação das empresas do setor de galvanoplastia e metais não ferrosos

Abstract

This research investigated how companies in the electroplating and non-ferrous metals sector obtain financial resources in order to promote their business competitively. It was tried to identify if the small companies and the young ones of this segment have greater difficulties in obtaining commercial credit. Assess the difficulties of these companies in obtaining competitive financing lines and commercial credit terms. In the practical context, this work contributed to bring more information to the electroplating and non-ferrous metals segment and allow a comparison of the financing lines used by these companies. The method used was a survey. The questionnaire was sent to 567 financial managers with a return of 81 effective respondents, that is, around 14% of the base. The results show that the smaller companies in this segment tend to work with a shorter commercial credit period, that is, they have difficulties in obtaining a longer term, it was also verified that commercial credit is the line most used by the companies analyzed and that smaller companies have a higher uptake cost.